Healthy Girls

I just finished listening to this book: "The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing"   by   Marie Kondo And put the words into action. The author recommended to start decluttering process with clothes and do ALL clothes around the house at once, but I decided to start with school supplies and all papers around the house. I actually declutter my closet regularly, but all papers and supplies were really annoying and it was a project I was putting aside for a while. I like the idea of this book not to clean by areas but declutter by subject, like clothes, books, etc. So I walked around my entire house and collected all school supplies, pen and pencils, etc. and decided what to keep, donate or discard. I have to tell you - I had lots of papers in recycling bin and a bunch of trash. Then an interesting event happened. After I cleaned all supplies and papers from my son's room, he came to me and asked to help him to declutter his clos...

I wrote how we started Dividend Stocks portfolio for my daughter and keep track of our progress  here . About two weeks ago I had a  post  with list of stocks for my daughter to choose from to pick a new stock. It took her a while to pick a stock because she was busy with summer class and work plus she was complaining how she disliked all stocks on my list and why could't she have other stocks. I explained her that in my opinion lots of stocks overpriced now and we need to choose from "discount rack"... :) I suggested her to pick her own and I would do research on her pick but apparently she didn't want to do this either. She changed her mind several times, starting with BUD, then switching to Target and finishing with Ford as a final choice. So we added to her portfolio 99 shares of Ford at $12.59. Surprisingly she had one free trade, so we didn't even pay any trading fees. Thanks for reading and please share your suggestions.

I opened my Loyal3 account in October 2015 and I keep truck of my posts  here .  June Purchases $50 - AAPL - Apple $50 - M - Macy $50 - NKE - Nike $50 - FTR - Frontier Communications $32 - KSS - Kohl's $20 - GPS - GAP Total of $252.00 June Dividends FTR $9.19 WMT $1.25 KSS $1.59 Total $12.03 Thanks for reading.

I wrote how we started Dividend Stocks portfolio for my daughter and keep track of our progress  here . My daughter finally found a part-time job as a hostess in an Asian restaurant. She likes this job and can work during breaks and even school year.  She also helps as a receptionist from time to time at a small doctor's office.  Anyway she was not spending much money because she lives home and I pay most of her expenses. So she finally accumulated $1200.00, which she agreed to invest into one stock.  As usual I made a list of stocks (out of my big list of stocks), which trading below 1 year projections. To make it easier for her I put a column "hypothetical value in 1 year" if stock reach 1 year target. I know it can be more or less but at least it can give her idea. Also You might noticed I highlighted "dividend yield more than 3% and hypothetical earnings more than $200. So we will see what stock she will pick this time. sym...

Today I bought 52 shares of GM at $29.29.  Tomorrow I need to decide on my Loyal3 purchases for this month.  Also my daughter accumulated enough money for her new stock purchase, so I am working on a list of potential stocks for her portfolio. I will keep you posted. Thanks for reading.

It's time to report my May progress. In May besides my monthly  Loyal3  investments I purchased 10 shares of AAPL - Apple 21 shares of VLO - Valero Energy. Dividends received in April 2016: AAPL $1.20 BMO $16.82 DRI $17.56 KMI $8.73 NE $0.65 PG $17.45 RY $11.69 T $13.89 TD $15.77 YUM $0.34 Total $104.10 This is 23% decrease comparing to May 2015. I analysed why this happened and this decrease was due to decrease in KMI and NE dividends. Here 2014/2015 vs 2016: 2014 Jan Feb March Apr May June July Aug Sept Oct Nov Dec $48.61 $12.44 $63.58 $90.04 $65.67 $126.98 $122.68 $118.36 $185.28 $93.18 $123.70 $263.68 Year to date $1,314.20 2015 Jan Feb March Apr May June July Aug Sept Oct Nov Dec $78.69 106.39 333.50 150.77 128.34 298.21 118.30 122.05 361.36 184.44 113.44 316.17 Year to date $2,311.66 2016 Jan Feb March Apr May June July Aug Sept Oct Nov Nov $183.80 104.48 445.07 240.49 104.10 Year to date $1,077.94 Additional passive income or free money from different financial in...